The Stock Market and investments are the most evil economic tools humans have created. But without this “evil,” the world’s economy will fail. Understanding the National Debt, which is also evil, but very good for society.

There are about 7.6 billion people living on Earth today.  This number is not even one-half of the Advanced Humans who could participate in mortality, but choose not to.  (Our assigned group has about 15.07 billion people.)

Why do they choose not to come and participate?  The main reason is that people on Earth who are already engaged in the experience of mortal life cannot afford to have any more children.  It’s too expensive to provide a new body to which an advanced human can choose to connect.  The other reason, the most notable one, is that very few people going through mortality have the ability to exercise unconditional free will.  Instead of living out our own dream of mortal life, we are forced to be involved and help someone else live out theirs.

For this reason, our world … and solar system … is on the brink of being destroyed, first emotionally, then physically by someone recreating the nuclear explosion that created our sun.  (These things are explained in detail in The Dream of Mortal Life, Understanding Human Reality–A Final Warning to the Human Race.)

Very few, if any, of our advanced selves, stay engaged in the experience of mortality because the experience is not providing us with the experiences we need in order to keep our individual mind (brain) balanced.  (See article, The Wrath of God.)

The ONLY WAY that the mortal experience can play out in our advanced brain as it was intended is if the mortal avatar has the unconditional free will to act and be acted upon without the force of someone else’s free will.

When our advanced Self is not consciously engaged in our mortal avatar’s experience (when one lets the experience play out without thought or using any energy to affect what goes on in our mortal avatar’s daily life), this causes our mortal mind to feel anxious, depressed, and otherwise hopeless that things are going to get any better.  Drugs (both legal and illegal) and suicide are becoming more prevalent.  Why?  Because why would our advanced influence be necessary to continue an experience that does not allow us to exercise free will?

In this present world, one cannot do what one wants (unconditional free will) unless one has the means (money) to support one’s life and what one desires to do.

According to the following report, out of 7.6 billion people, only 18.1 million (.02%, <1%) have enough funds to at least claim that they can take care of their own basic necessities of life, which means if they choose not to continue to work, they can and are still able to survive.  99.98% of the humans on Earth are forced to work every day in order to survive in the world.  These do NOT have free will.  These are forced to take whatever job is available.

But how did this 18.1 million people earn their money?

“The number of high net worth individuals (HNWI) — which Capgemini defines as those having investable assets of $1 million or more (excluding primary residence, collectibles, consumables and consumer durables) —  grew almost 10 percent, or 1.6 million, to 18.1 million in 2017.”

To be financially secure, one must have enough money so that one’s money is making enough money for the person to not be forced to work.  “Financially Independent” means that one is not forced to work and one’s money continues working for them by bringing in investment returns.

“High net worth individuals around the world enjoyed investment returns above 20 percent for the second year in a row,” Anirban Bose, head of Capgemini’s financial services global strategic business unit, said in a statement. The report’s analysis confirms that “global HNWI wealth would exceed $100 trillion by 2025,” Bose wrote.

How does a company return money to investors?  It keeps wages low, downsizes when it needs to, and basically trims expenses where most companies spend the most overhead: from human capital.

If a company reinvested its profits into the company for the sake of its employees, there would be no investment returns.  Investors know this.  The people who invest and handle the investment portfolios for the .02% know this.  They watch out and avoid investing in companies that are too employee-concerned.

All of this exacerbates poverty and inequality and promotes slavery, where one is forced to work in order to survive by having their basic necessities provided.

ANYONE who invests in the Stock Market is part of the problem.  ANYONE who has a financial retirement package whose returns are based on investments so that their money grows without them having to do anything but sit back and watch it grow …

… is evil!

It was Mahatma Gandhi who listed the Seven Greatest Sins Against Humanity; number one on his list is:

WEALTH without WORK.

The next, PLEASURE without CONSCIENCE dovetails number one:


When retirees use their investment profits and funds to travel the world for pleasure, NONE take the time to observe or find out the deplorable living conditions of the people who cater to their pleasure.

The other five round out a perfect description of the .02% of the people of this world that live off the sweat of the other 99.98%:



WHERE did the $70 trillion come from?  Review the following report and we’ll discuss this in more detail:

(Beginning of report.)

The combined wealth of the world’s millionaires rose for a sixth straight year and topped $70 trillion for the first time ever in 2017 thanks to an improving global economy and strong stock market performance, according to a new report released Tuesday.

The world’s millionaires saw their wealth grow 10.6 percent to a record $70.2 trillion, the global consulting firm Capgemini reports in its annual World Wealth Report 2018.

The number of high net worth individuals (HNWI) — which Capgemini defines as those having investable assets of $1 million or more (excluding primary residence, collectibles, consumables and consumer durables) —  grew almost 10 percent, or 1.6 million, to 18.1 million in 2017.

“High net worth individuals around the world enjoyed investment returns above 20 percent for the second year in a row,” Anirban Bose, head of Capgemini’s financial services global strategic business unit, said in a statement. The report’s analysis confirms that “global HNWI wealth would exceed $100 trillion by 2025,” Bose wrote.

More: Vast majority of new wealth last year went to top 1%

The United States, Japan, Germany, and China are the four largest markets for millionaires, accounting for 61 percent of the world’s high net worth individuals.

The U.S. leads the pack with 5.3 million HNWIs, a 10 percent increase from 2016.

But the Asia-Pacific region has the most HNWI millionaires overall as Japan saw a 9 percent increase (3.2 million), China 11 percent (1.3 million), and India 20 percent (263,000).

The report researches trends among the wealthy through market research, data analysis and a  survey of more than 2,600 HNWIs across 19 countries.

Other interesting highlights from the report :

• Wealth is becoming even more concentrated as the ultra-wealthy, those with $30 million or more in investable assets, saw the greatest growth. The wealth of a mere 1 percent of the 18.1 HNWIs, or 174,800 individuals, grew 12 percent in 2017 and represented about 35 percent of total HNWI wealth.

• Enthusiasm for digital currency is growing. 29 percent of HNWIs say they have a high degree of interest in holding cryptocurrencies and another 27 percent were somewhat interested.

(End of report.)

Keep in mind that GDP means “Gross Domestic Product,” which is the total value of goods produced and services provided in a country during one year.

The following table presents the years since 1929 for the total U.S. GDP.  As you review the table, consider where the actual money (cash) is coming from to support the goods produced and services provided in the United States.

Keep in mind, that the U.S. Congress is the ONLY entity that can “coin money,” and do so, according to the law, they must borrow it.  The government finds investors who want a great … and guaranteed … return on their money and borrow the money they want to print from them (government bonds).  The government has to keep funding the increased GDP, so it needs more money.  It can’t repay the money that it has already borrowed if it needs more money because the GDP continues to grow each year.  So, it prints more money to pay the investors’ interest.  Then, as the investors get richer off their guaranteed investments, the government can borrow more money from them to pay for the growing GDP, which increases the National Debt.

A government cannot, and will not, pay off its National Debt as long as its GDP is increasing.  Money needs to be in the hands of those who are buying the goods that are produced and the services that are provided.

People who are scared and worried about the National Debt, don’t understand it.  Politicians, who don’t understand it either, try to get elected on a platform of lowering or getting rid of the National Debt.  It’s impossible to do this.  It would ruin the U.S. economy and the world’s.  (We’ll discuss more below the chart.)

U.S. GDP by Year Since 1929 Compared to Major Events

Year  Nominal GDP (trillions) Real GDP (trillions) GDP Growth Rate Events Affecting GDP
1929 $.105   $1.057     NA Depression began.
1930 $.092     $.967   -8.5% Smoot-Hawley.
1931 $.077     $.905   -6.4% Dust Bowl.
1932 $.060     $.788 -12.9% Hoover tax hikes.
1933 $.057     $.778   -1.3% New Deal.
1934 $.067     $.862  10.8% U.S. debt rose.
1935 $.074     $.939    8.9% Social Security.
1936 $.085   $1.061  12.9% FDR tax hikes.
1937 $.093   $1.115    5.1% Depression returned.
1938 $.087   $1.078   -3.3% Depression ended.
1939 $.094   $1.164    8.0% WWII. Dust Bowl ended.
1940 $.103   $1.266    8.8% Defense increased.
1941 $.129   $1.490  17.7% Pearl Harbor.
1942 $.166   $1.772  18.9%
1943 $.203   $2.074  17.0% Defense spending tripled.
1944 $.225   $2.239   8.0% Bretton Woods.
1945 $.228   $2.218  -1.0% WWII ended. Recession.
1946 $.228   $1.961 -11.6% Budget cuts.
1947 $.250   $1.939   -1.1% Cold War began.
1948 $.275   $2.020    4.1% Recession.
1949 $.273   $2.009   -0.5% NATO. Fair Deal.
1950 $.300   $2.184    8.7% Korean War.
1951 $.347   $2.360    8.1%
1952 $.368   $2.456    4.1%
1953 $.390   $2.571    4.7% War ended. Recession.
1954 $.391   $2.557   -0.6% Dow returned to 1929 high.
1955 $.426   $2.739    7.1%
1956 $.450   $2.797    2.1%
1957 $.475   $2.856    2.1% Recession.
1958 $.482   $2.835   -0.7% Recession ended.
1959 $.523   $3.031    6.9% Fed raised rates.
1960 $.543   $3.109    2.6% Recession.
1961 $.563   $3.188    2.6% JFK’s deficit spending ended recession.
1962 $.605   $3.383    6.1%
1963 $.639   $3.530    4.4%
1964 $.686   $3.734    5.8% LBJ’s Medicare, Medicaid.
1965 $.744   $3.977    6.5%
1966 $.815   $4.239    6.6% Vietnam War.
1967 $.862   $4.355    2.7%
1968 $.943   $4.569    4.9% Moon landing.
1969 $1.020   $4.713    3.1% Nixon took office.
1970 $1.076   $4.722    0.2% Recession.
1971 $1.168   $4.878    3.3% Wage-price controls.
1972 $1.282   $5.134    5.2% Stagflation.
1973 $1.429   $5.424    5.6% End of gold standard.
1974 $1.549   $5.396   -0.5% Watergate.
1975 $1.689   $5.385   -0.2% Recession ended.
1976 $1.878   $5.675    5.4% Fed lowered rate.
1977 $2.086   $5.937    4.6%
1978 $2.357   $6.267    5.6% Fed raised rate to 20% to stop inflation.
1979 $2.632   $6.466    3.2%
1980 $2.863   $6.450   -0.2% Recession.
1981 $3.211   $6.618    2.6% Reagan tax cut.
1982 $3.345   $6.491   -1.9% Recession ended.
1983 $3.638   $6.792    4.6% Tax hike and defense spending.
1984 $4.041   $7.285    7.3%
1985 $4.347   $7.594    4.2%
1986 $4.590   $7.861    3.5% Tax cut.
1987 $4.870   $8.133    3.5% Black Monday.
1988 $5.253   $8.475    4.2% Fed raised rates.
1989 $5.658   $8.786    3.7% S&L Crisis.
1990 $5.980   $8.955    1.9% Recession.
1991 $6.174   $8.948   -0.1% Recession.
1992 $6.539   $9.267    3.6% NAFTA drafted
1993 $6.879   $9.521    2.7% Balanced Budget Act.
1994 $7.309   $9.905    4.0%
1995 $7.664 $10.175    2.7% Fed raised rate.
1996 $8.100 $10.561    3.8% Welfare reform.
1997 $8.609 $11.035    4.5%
1998 $9.089 $11.526    4.5% LTCM crisis.
1999 $9.661 $12.066    4.7% Repeal of Glass-Steagall.
2000 $10.285 $12.560    4.1% Tech bubble burst.
2001 $10.622 $12.682    1.0% 9/11 attacks.
2002 $10.978 $12.909    1.8% War on Terror.
2003 $11.511 $13.271    2.8% Iraq WarJGTRRA.
2004 $12.275 $13.774    3.8%
2005 $13.094 $14.234    3.3% KatrinaBankruptcy Act.
2006 $13.856 $14.614    2.7% Fed raised rates.
2007 $14.478 $14.874    1.8% Bank crisis.
2008 $14.719 $14.830   -0.3% Financial crisis.
2009 $14.419 $14.419   -2.8% Stimulus Act.
2010 $14.964 $14.784    2.5% ACADodd-Frank.
2011 $15.518 $15.021    1.6% Japan earthquake.
2012 $16.155 $15.355    2.2% Fiscal cliff.
2013 $16.692 $15.612    1.7% Sequestration.
2014 $17.428 $16.013    2.6% QE ends.
2015 $18.121 $16.472    2.9% TPPIran deal.
2016 $18.625 $16.716    1.5% Presidential race.
2017 $19.391 $17.096    2.3% Trump Tax Act

Resources for Table

The report above said that the .02% has about 71 trillion dollars.  Right?

“The combined wealth of the world’s millionaires rose for a sixth straight year and topped $70 trillion for the first time ever in 2017.”

The U.S. National Debt is currently at … Let’s see an actual REAL TIME U.S. National Debt clock and listen to a Millennial wonder about it.  Consider the ignorance of this Narrator (and his concern) based on what we have explained about the necessity of a National Debt:  (NOTE: The Clock is actually running a current total of the National Debt.)

The National Debt is not ignored in society … it is not understood.

One might ask, why can’t we get the wealthy who have $71 trillion pay off the debt of only $21 trillion?  We could mandate them by law, through high taxes, especially on their investment returns.  But that would be stupid, because the wealthy will get all the money back anyway, regardless of how it is taken from them. If the 99.98% value their lifestyles of smartphones, clothes, and all the things that were invented to give them what they want (which actually made one of the 99.98% rich), there should be no tax penalty for this.  (See below.*)

(Almost every millionaire and billionaire that exists upon Earth was once part of the 99.98%.  And almost every one of the 99.98% wishes they were a millionaire.)

The debt came from printing enough money so that there would be more millionaires.  If we capped the Debt and didn’t print any more money, then the number of millionaires wouldn’t increase, and of the millionaires who want to be billionaires, they would have to compete for the limited supply of the money and there wouldn’t be any left over for the 99.98%.

But everyone … including the guy who narrates the video … wants a computer.  They want a cell phone.  They want a new car that drives itself.  Before 1975, there was no market for computers, and if the U.S. economy didn’t have the ability to print more money and go into more debt, what incentive would the inventors have for creating the products that we want?  These companies wouldn’t have the invested capital to make new products and improve upon old ones.  This is how Capitalism is supposed to work.

Look at the graph again.  You will see that the National Debt is closely associated with and linked to what?  To technological advancements and making them available for the 99.98% to have in their lives.  Its tied to the REAL GDP, which, unlike the “nominal” GDP, is adjusted for inflation.  The more goods and services that the country creates, the more money that will be needed in order for people to be able to exchange these goods and services.  Debt is the way that it is done.

Basically, here’s an example of the attitude of those who “work hard” to accumulate wealth:

*If you want me to invent a device that is implanted in your ear that replaces your digital devices that play music and receives calls from your phone (so you don’t have to have earphones), then you need to print the money, that is not yet here (because the other millionaires have it), for me to become a millionaire, because that’s why I’m spending all my time figuring out my invention.  I want to become financially independent by becoming a millionaire.  If you want to become a millionaire and be financially independent, then invent goods and services that the 99.98% need.  If they don’t need what you are inventing, then convince them that they want it through advertising, then they’ll need it.

The wealthy need debt.  They own the debt.  They own you.  They provide you with some of their money and make sure you have just enough on which to live.  Because if you had what they had, they couldn’t force you to work for them.

They invest in poverty and slavery in order to maintain their wealth.  And the Constitution of the United States of America protects them in their investments.

The United States of America is the greatest producer of worldwide poverty, inequality, and slavery since the Great Roman Empire.

America truly is “the seat of the Beast.” (Read these books for a religious point of view.)

And there is only one thing that can slay this “Beast”:

THE SWORD OF REAL TRUTH.  People need to understand how things really are, how they’ve really been in the past, and how they really will be in the future, in order for them to support the changes that will not ruin the economy but will still end poverty and slavery.

THumP® has the solutions.  No one else does.®